Mortality
28 results found
A closer look at 2023: What’s changing in term assurance experience?
As we publish our latest analysis of term assurance experience, covering data up to the end of 2023, we find ourselves at a crossroads. While the “16” Series tables continue to provide a broadly reasonable fit to recent experience, subtle shifts in patterns—especially by age, duration, and socio-economic indicators—are prompting us to ask: is it time to consider new tables?
In this blog, we explore the key themes from Working Paper 202, highlight emerging trends, and share our thoughts on what might lie ahead.
CMI Model: Reflecting pandemic impacts in different countries
The CMI has updated the CMI Mortality Projections Model so it can better reflect the impact of the pandemic in different countries. This blog describes the changes and the reasons for them.
Which factors best predict the mortality experience of pensioners?
The Continuous Mortality Investigation (CMI) Self-administered Pension Schemes (SAPS) Committee has published a multi-factor analysis of the mortality experience of members of UK defined benefit pension schemes. This is the first analysis of its kind, but we have considered the factors in isolation in previous analyses.
Insights from our latest IP Experience Analysis
The CMI (Continuous Mortality Investigation) Income Protection Committee has recently published Working Paper 193, presenting an analysis of experience during 2017-2020.
Pension scheme mortality during the pandemic
The Continuous Mortality Investigation (CMI) Self-administered Pension Schemes (SAPS) Committee has published its latest annual analysis of the mortality experience of pension scheme members. This covers the period 2013-2020, so is the first to include experience during the COVID-19 pandemic.
How exceptional has mortality been during the pandemic?
The Continuous Mortality Investigation (CMI) has been publishing frequent updates on mortality in the general population during the pandemic. This blog looks back over 2020 and 2021 to put that period in historical context.
CMI findings on equity release mortgage experience
Jamie Funnell (of Pension Insurance Corporation), Chair of the CMI Annuities Committee, sets out the key findings of its analysis of the mortality and long-term care experience of equity release mortgage holders.
CMI_2021 shows modest fall in life expectancy
The Continuous Mortality Investigation (CMI) Mortality Projections Committee (MPC) published annual updates to the CMI Mortality Projection Model. This blog summarises the latest version, CMI_2021. There is more detail in the CMI_2021 FAQs (open access) and Working Paper 160 (restricted to CMI Subscribers).
Navigating new normals: setting mortality and longevity assumptions in the post-pandemic era
The COVID 19 pandemic has disrupted well-established processes for understanding and forecasting mortality and longevity experience. At the height of the pandemic, we observed spikes in mortality rates that were not representative of steady-state mortality rates.
Monthly term assurance claims during COVID-19 pandemic
Chris Reynolds, Chair of the CMI Assurances Committee, discusses results of analysis of term assurance claims by month, published in Working Paper 176. The work builds on previous analysis of experience by month in 2019 and 2020, by adding new 2021 data.