Chris Reynolds
6 results found
Unveiling the post-pandemic landscape
Key insights from the CMI Assurances Committee’s latest working paper on term assurances
What’s COVID-19 done to term assurance experience?
The CMI Assurances Committee reports regularly on the claims experience of policyholders with term assurances issued by UK life insurers. Our most recent analysis, released in Working Paper 162, considers the experience in 2020 and the initial impact of COVID-19.
How did the COVID-19 Pandemic impact Accelerated Critical Illness and the causes of claims?
Chris Reynolds, Chair of the CMI Assurances Committee, discusses the recently published Working Paper 167, which analyses the causes of accelerated critical illness claims over the period 2017 to 2020.
This working paper is the first time the Committee has been able to consider in detail the experience of critical illness policies over a period impacted by the pandemic.
Monthly term assurance claims during COVID-19 pandemic
Chris Reynolds, Chair of the CMI Assurances Committee, discusses results of analysis of term assurance claims by month, published in Working Paper 176. The work builds on previous analysis of experience by month in 2019 and 2020, by adding new 2021 data.
A closer look at 2023: What’s changing in term assurance experience?
As we publish our latest analysis of term assurance experience, covering data up to the end of 2023, we find ourselves at a crossroads. While the “16” Series tables continue to provide a broadly reasonable fit to recent experience, subtle shifts in patterns—especially by age, duration, and socio-economic indicators—are prompting us to ask: is it time to consider new tables?
In this blog, we explore the key themes from Working Paper 202, highlight emerging trends, and share our thoughts on what might lie ahead.