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Risk

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Risk

Navigating geopolitical risks

Strategic risk advisor Lawrence Habahbeh explores how financial institutions can build resilience against geopolitical shocks

Risk

Reflections from the IFoA’s 2025 risk management symposium

The IFoA’s risk management symposium in May explored AI, climate risks, and professional development across the actuarial community. Sophie Wright, who chaired the committee, reflects on the event.

Risk

2025 liquidity risk management survey

The IFoA Liquidity Working Party has conducted a benchmarking survey on current liquidity management practices to understand key topics and common approaches taken across the industry. The survey consisted of multiple choice and open-ended questions in a range of areas including contingency/optimisation actions, methodology, governance and current issues. Seven life insurance companies responded to the survey (though one firm opted to respond to only a subset of the questions). This blog summarises the key findings from the responses received and a full report will follow later this year.

Risk

Redefining uncertainty in our unpredictable world

This op-ed is adapted from a paper, ‘The future of risk and insurability in the era of systemic disruption, unpredictability and artificial intelligence’, published in Journal of Operational Risk (Risk.Net) in June 2025.

Regulation
Risk

JFAR Risk Perspective 2021 – a must-read

Richard Hartigan is an actuary in the Actuarial Policy Team at the Financial Reporting Council.
Here he tells us what’s inside the latest Risk Perspective document – and how there’s something for everyone.

Climate Change
Risk

Recommended Papers: Understanding and managing climate change asset risks and opportunities

The IFoA’s Life Climate Change Working Party has a wide remit to help actuaries working in the life insurance industry understand climate change and the risks and opportunities presented by climate change.

Global Markets
Risk

Geopolitical risk and securitisation markets: edge of chaos

Geopolitical risk and securitisation markets: edge of chaos

General Insurance
Risk

Are the GI Actuaries hogging Cyber Insurance Risk?

Cyber research by the working party has to date focussed on General Insurance risks where firms have been increasingly writing cyber insurance policies. The Working Party are now looking to begin a new workstream, exploring how potential Cyber scenarios may impact a Life insurer, where historical loss event data will not be available for some of the more extreme scenarios.

AI
Risk

Why actuaries are uniquely positioned to lead AI governance

As AI reshapes the insurance industry, questions of governance grow more urgent. In this thought-provoking piece, Atreyee Bhattacharyya, member of the AI Ethics Working Party, explores why actuaries are uniquely equipped to lead the charge in ethical, accountable AI oversight. This is the second in a series of blogs by the AI Ethics Working Party.

Risk
AI

All bugs are insects, not all insects are bugs: automation and AI in insurance

This blog explores the crucial differences between automation and AI in the insurance industry, highlighting how each presents unique ethical risks and governance challenges. This is the third in a series of blogs by the AI Ethics Working Party.