19/02/2026

Public data: listening to our subscribers and shaping our strategic priorities

Public data: listening to our subscribers and shaping our strategic priorities In 2025, the CMI carried out a survey to understand its subscribers’ needs. Vicky Webb, from the CMI Executive Committee, explores the survey findings and what happens next.

The CMI Mortality Monitor provides timely and trusted analysis of publicly available population mortality data. Its success led to the CMI Executive Committee to consider whether there are other sources of publicly available demographic data that would be worth exploring.

This elevated public data to a strategic priority, with the aim of expanding the range of demographic information and analysis available to subscribers, following an information gathering exercise to understand what would be of most value. This demonstrated a strong and growing appetite for broader demographic insight across the industry.

 

Understanding subscriber needs: the public data survey

In April 2025, we invited subscribers to take part in a dedicated public data survey. Our aim was to understand which demographic datasets and analyses would be most valuable to them. 

The survey sought feedback on:

  • Demographic data sources subscribers would like the CMI to analyse or help them access.
  • Views on the driver‑based cause of death dataset, published by the Mortality Projections Committee in Working Paper 196 and developed by the Mortality Research Steering Committee (MRSC).

The survey was distributed via LinkedIn and direct email to subscribers. Public data questions were also incorporated into the subscriber survey issued around the same time.

Combining the responses from both sources, we received 74 responses from across consultancies, reinsurers, life offices and other commercial entities. The breadth of views ensures balance and that the findings reflect the needs and priorities of a wide range of CMI subscribers.

 

What data and analysis do subscribers want?

Although the suggestions were wide‑ranging, 4 clear themes emerged. These themes have helped us identify the priority areas for the next stage of our public data work.

 

1. Cause of death analysis

Mortality experience by cause of death was the most common area of interest. This reflects both the ongoing industry demand for better insights and our request for feedback on the MRSC driver‑based cause of death dataset. 

Respondents who had reviewed the dataset were generally positive about its potential value and indicated that they would favour annual updates. They suggested enhancements including:

  • Greater granularity and refinement of existing driver categories.
  • Addition of high‑level mappings to simplify comparisons with other analyses.
  • Ensuring consistency over time, given changing recording practices.
  • Exploring whether the dataset could support risk‑driver‑based projection modelling.

 

2. Marital status and household structures

This was one of the most consistently requested themes and respondents highlighted several questions relating to marital status, including:

  • Trends in marriage, divorce and partnership behaviour.
  • Age differences between partners.
  • Mortality differences by marital status.
  • Survival outcomes for dependants following a pension scheme member’s death.

 

3.  Social care trends

Several respondents asked for analysis related to social care, for example mortality analysis for equity release and care home entry rates/duration, including changes since the pandemic.

 

4. Socioeconomic analysis

There remains strong demand for socioeconomic analysis, covering mortality improvements, projections and trends by: Index of Multiple Deprivation (IMD), occupation, geography, rural versus urban environments.

 

CMI data

In addition to suggestions relating to public data, respondents also mentioned suggestions in respect of CMI data and these have been passed to the relevant CMI investigation committees. They included:

  • Regular updates on the impact of emerging death data on the CMI Model.
  • Further work on registration delays and modelling by date of occurrence.
  • Analysis of deferred annuity experience.
  • Trends in cancer and diabetes claims.
  • Patterns in retirement age.
  • Persistency and lapse behaviour.

Many of these areas have already been considered and, for those where data is available, they are noted as potential initiatives. In some cases, the data is not available to the CMI, for example deferred annuities and persistency/lapse data. In such cases, the suggestions are included on the CMI’s initiatives for periodic review to consider whether it may be feasible to obtain such data.

 

Next steps

The CMI has considered each of the 4 priority areas and has proposed the following next steps:

  • Cause of death analysis: The CMI is keen to support ongoing MRSC work on the driver‑based cause of death dataset. As processing requirements stabilise, we plan to take on responsibility for regular updates to the dataset and analysis of experience. In the meantime, we are working closely with the MRSC to align on next steps.
  • Marital status and household structures: We will begin exploratory work to define what would be most useful to subscribers, assess data availability and scope potential outputs in this area.
  • Social care trends: We have connected with the IFoA Social Care Working Party to understand potential data sources. If feasible, we will explore options for conducting analysis and consider whether this could become a regular CMI output.
  • Socioeconomic analysis: This aligns with existing CMI work and will be addressed via other CMI workstreams.

 

A final word of thanks

The insights from this survey are already shaping the development of the CMI’s future initiatives, and expanding the scope of analyses beyond the ‘traditional’ data that the CMI has typically focused on. 

We are extremely grateful to everyone who shared their views, and we look forward to developing outputs that deliver meaningful value for subscribers and support the CMI’s mission to provide high‑quality analysis for the profession and further actuarial understanding. 

If you have any questions or suggestions relating to this, then please don’t hesitate to get in touch with us at info@cmilimited.co.uk. We’d be delighted to hear from you.

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