Shaping the future under uncertainty: where next for public appraisal?
The IFoA’s Green Book Task and Finish Group reflects on some significant aspects of the UK government’s Green Book Discount Rate Review including ‘social insurance’.
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Private credit: First Brands case study
This blog is the first in a series by the IFoA Private Credit Working Party. We begin with a case study that allows an examination of the credit risk, structural complexity, and regulatory considerations through the lens of the bankruptcy of First Brands, a privately owned American auto parts manufacturer, in September 2025.
From macro to mandate: how is AI set to reshape the investment decision-making lifecycle?
The articles in this blog series will follow the 7 lifecycle stages set out in this introductory piece. Each one will focus on what is actually being done at the current stage, what it takes to do it responsibly, and what it means for how investment actuaries work. We will keep them short, practical and – where the evidence warrants it – genuinely enthusiastic about what is possible. Watch this space. There is a lot to cover, and we are only getting started.
Wellness and prevention in the UK insurance industry: where do we stand today?
The IFoA Wellness and Prevention Working Party gives an overview of the prevention landscape and explores the insurance industry’s involvement in the UK.
When black swans turn into gray rhinos: part 6 – a life insurer’s perspective
In the sixth part of our swan blog series, we take a look at the implications and challenges presented to life insurers when it comes to exploring climate risk through this lens.
An actuarial roadmap for better retirement outcomes
The UK pensions landscape is at a turning point. Major reforms, including the Pensions Investment Review, the Pension Schemes Act, the new Pensions Commission, and the State Pension Age Review are reshaping Defined Benefit (DB), Defined Contribution (DC), Collective Defined Contribution (CDC), and state systems alike. The decisions we make over the next five years will shape retirement outcomes for generations.
Black swans, flux capacity and the Isthmus of Chaos: A dynamic response to the House of Lords call for better extreme risk preparedness
To prepare for extreme risks, organisations must understand not only what could happen, but when disruption may accelerate and how fast it may overwhelm resilience.
Did I write this blog post?
Let’s begin with a straightforward question: Did I write this blog post? Yes. And also, perhaps not entirely.
Help shape the future of nature-informed insurance underwriting
As nature-related risks become increasingly material to insurers and reinsurers, the PSI Climate–Nature Nexus Atlas offers an emerging framework for integrating ecosystem insights into underwriting, risk assessment and decision-making.
What is impact investment and what are its challenges?
As a newly created IFoA Impact Investing Working Party, we are looking to produce a source of knowledge on the topic of impact investing that is current and relevant, provokes critical thinking, and helps to shape future action.
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After the headlines: six practical techniques for managing LLM hallucination
From making sure you have selected web search to learning how to engineer your prompts, Nnamdi Odozi and the AI Ethics Working Party explore six ways to work around LLM weaknesses and limitations. This is the fifth in a series of blogs by the working party.
Thinking fast and slow: improving how we understand and control the use of LLMs
LLMs may sound like careful thinkers. But beneath the surface, there is just statistical pattern-matching. Financial services firms must stay sceptical, enforce human oversight, and design for safety. By Brandon Horwitz (with some help from ChatGPT)*, Chair of the IFoA’s AI Ethics, Governance and Risk Management Working Party. This is the fourth in a series of blogs by the working party.
FCA’s protection market study: market overview
Yavi Ganeshamohan, Adam Hughes, and Joshua Lea of the IFoA’s Consumer Duty Working Party provide insights into the FCA’s protection market study, highlighting key dynamics shaping the retail protection landscape.
A hostile climate?
Climate change is reshaping the conditions on which human civilisation depends. From rising mortality risks to modelling challenges, the actuarial profession must urgently engage with this evolving threat.
CMI Model: Reflecting pandemic impacts in different countries
The CMI has updated the CMI Mortality Projections Model so it can better reflect the impact of the pandemic in different countries. This blog describes the changes and the reasons for them.
Actuaries lead pensions debate at 2025 party conferences
Our Policy and Public Affairs Team reports back from the 2025 party conferences, an opportunity to bring the actuarial profession to life to political stakeholders.
World Mental Health Day 2025: Take our survey on the mental health of actuaries
World Mental Health Day 2025 takes place on 10 October with the theme ‘Access to Services – Mental Health in Catastrophes and Emergencies.’ It is a timely reminder that crises – whether natural disasters, armed conflicts or other emergencies – leave deep psychological impacts alongside physical ones.
Unequal lives: socio-economic variation in mortality experience
Michael Anderson (of RGA), a member of the CMI Annuities Committee, reflects on the key findings of their analysis of mortality experience by IMD to 2022.
Celebrating the success of IFoA Asia Conference 2025
The IFoA Asia Conference 2025 in Kuala Lumpur brought together more than 560 delegates from across the region and beyond. Over two days, actuaries, business leaders, academics, and students explored new ideas, debated big issues, and strengthened connections – reflecting the profession’s growing influence in Asia’s dynamic landscape.
All bugs are insects, not all insects are bugs: automation and AI in insurance
This blog explores the crucial differences between automation and AI in the insurance industry, highlighting how each presents unique ethical risks and governance challenges. This is the third in a series of blogs by the AI Ethics Working Party.